---
title: Insurance Blog | Active Insurance Solutions
description: Read the Active Insurance Solutions blog for local, interesting and up-to-date Minnesota insurance news.
---

# Active Insurance Solutions Blog

## Active Insurance Solutions

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[**Understanding Minnesota No-Fault Auto Insurance: What Drivers Need to Know** — If you drive in Minnesota, understanding how the state’s no-fault auto insurance system works can help you make more informed decisions about your coverage. Minnesota is one of several states that follows a no-fault insurance model, which affects how medical expenses and certain accident-related… — May 28](/blog/2026/understanding-minnesota-no-fault-auto-insurance-what-drivers-need-to-know)

[**How Lease Agreements Impact Your Insurance Responsibilities** — Leasing a commercial space is a common step for many businesses, but the terms of a lease often include more than just rent and duration. Lease agreements frequently outline specific insurance responsibilities that both tenants and property owners are expected to meet. Understanding how these… — May 17](/blog/2026/how-lease-agreements-impact-your-insurance-responsibilities)

[**Factors That Impact Your Car’s Resale Value** — A vehicle is one of the larger purchases most people make, and its value changes over time. While some depreciation is expected, certain factors can influence how much your car is worth when it comes time to sell or trade it in. — Understanding what affects resale value can help you make informed… — May 17](/blog/2026/factors-that-impact-your-car-s-resale-value)

[**How to Document Business Property for Insurance Purposes** — Many businesses rely on equipment, inventory, furniture, and technology to operate day to day. While these assets are essential, they are often not well documented, which can cause difficulties if the business experiences a loss and needs to file an insurance claim. Creating a clear record of your… — Apr 17](/blog/2026/how-to-document-business-property-for-insurance-purposes)

[**How to Extend the Life of Your HVAC System** — Your HVAC system is one of the hardest working systems in your home. It runs through freezing winters, humid summers, and everything in between. Because it operates year round, small maintenance habits can make a major difference in how long it lasts. With the right care, many systems can run… — Apr 17](/blog/2026/how-to-extend-the-life-of-your-hvac-system)

[**What Factors Impact Home Insurance Rates in Minnesota?** — Home insurance rates in Minnesota can vary widely from one homeowner to another. Insurers look at a mix of property details, personal factors, and regional risks when determining your premium. Understanding these variables can help you make informed decisions and potentially lower your costs. — **…** — Apr 7](/blog/2026/what-factors-impact-home-insurance-rates-in-minnesota)

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