---
title: Insurance Blog | Active Insurance Solutions
description: Read the Active Insurance Solutions blog for local, interesting and up-to-date Minnesota insurance news.
---

# Active Insurance Solutions Blog

## Active Insurance Solutions

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[**How to Document Business Property for Insurance Purposes** — Many businesses rely on equipment, inventory, furniture, and technology to operate day to day. While these assets are essential, they are often not well documented, which can cause difficulties if the business experiences a loss and needs to file an insurance claim. Creating a clear record of your… — Apr 17](/blog/2026/how-to-document-business-property-for-insurance-purposes)

[**What Factors Impact Home Insurance Rates in Minnesota?** — Home insurance rates in Minnesota can vary widely from one homeowner to another. Insurers look at a mix of property details, personal factors, and regional risks when determining your premium. Understanding these variables can help you make informed decisions and potentially lower your costs. — **…** — Apr 7](/blog/2026/what-factors-impact-home-insurance-rates-in-minnesota)

[**What to Do if You Hit a Deer While Driving** — Hitting a deer can be a startling and dangerous experience, especially if it happens unexpectedly on a quiet road or at high speed. Unfortunately, these incidents are fairly common, particularly in areas with high wildlife populations or during certain times of the year when deer are more active.… — Mar 17](/blog/2026/what-to-do-if-you-hit-a-deer-while-driving)

[**Leasing vs Buying Business Vehicles** — For many small and mid-size businesses, vehicles are not optional, they are essential tools. Whether you operate a service company, delivery business, construction firm, or sales organization, the decision to lease or buy vehicles can significantly impact your cash flow, flexibility, and long-term… — Mar 17](/blog/2026/leasing-vs-buying-business-vehicles)

[**Managing Equipment: Repair, Replace, or Insure?** — For most businesses, equipment is essential to daily operations. Whether it's a commercial oven, HVAC system, delivery vehicle, or a vital piece of manufacturing machinery, unexpected failure can grind productivity to a halt. Before deciding whether to repair or replace, consider the full cost of… — Feb 17](/blog/2026/managing-equipment-repair-replace-or-insure)

[**How to Childproof Your Home: Safety Tips for New Parents** — Bringing a new baby home is exciting, but it also means taking a fresh look at your living space through the eyes of a curious child. As babies grow and become more mobile, they naturally want to explore their environment. Everyday objects and furniture that once seemed harmless can become serious… — Feb 17](/blog/2026/how-to-childproof-your-home-safety-tips-for-new-parents)

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