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Home Insurance in Orono, MN

Homeowner Insurance

Your Largest Asset Deserves Protection

Like many homeowners in Orono, MN, you consider your home your largest asset. Therefore, it deserves safeguarding from threats like storms, fire, natural disasters, theft, and vandalism.

Fortunately, home insurance in Orono offers just the protection you need from life’s unexpected events. A home insurance policy covers your dwelling and your property inside, so you would not have to pay out of your own pocket for repairs, replacement, or reconstruction. All your belongings are included, such as:

  • Furniture and other home furnishings
  • Small and large appliances
  • Electronics
  • Clothing
  • Sporting goods
  • Kids’ toys

Active Insurance Solutions is an agency of independent agents, and we have home insurance products from more than 20 top carriers to ensure you get the right coverage, at the right price. We take the time to learn your unique needs so we can provide coverage that’s just right for your situation.

Protection of your residence, personal belongings, and more

You may not be aware that home insurance offers more than coverage of your dwelling and belongings. It also provides liability coverage, which can protect you if someone should have an accident on your property and win legal damages against you.

When we set up your policy, if you feel your included liability coverage is not enough, we can easily supplement it with an umbrella policy. This is a great option for people who feel comfortable with more liability protection, such as dog owners.

To determine how much home insurance you need, we start by asking you to take an inventory of your home. You can even send us a photo or video inventory and we can make recommendations for you.

We might encourage you to add scheduled coverage for expensive valuables like jewelry, furs, fine art, antiques, and collectibles. This gives you greater peace of mind knowing all your property is covered at the right level.

Don’t let your home in Orono go without the coverage it should have. You may have already been asked to purchase a home insurance policy by your mortgage lender, whether you’re buying your first home or refinancing an existing mortgage.

We’re here to help you find the right home insurance coverage for your one-of-a-kind needs. Call us at 952-479-5877 today, or to request a quote, use our handy online form.